Hire Purchase Car Loan

Get on the road with GB Helios hire purchase car loans.

Whether you're a business owner looking to expand your fleet or an individual dreaming of a new ride, GB Helios has the perfect hire purchase car loan for you. We offer flexible solutions, competitive rates, and a seamless application process to get you behind the wheel faster.

Talk to us to find out more about our 10-year hire purchase loan.

Our Hire Purchase Car Loans

Drive today, pay over time. With our flexible hire purchase solutions, you get the vehicle you need now and enjoy manageable payments that fit your budget.

For Business Owners

  • Loan Tenure: Spread the cost of your vehicle over up to 10 years with our manageable hire purchase solutions.
  • Financing Percentage: Finance a significant portion of your vehicle purchase, freeing up capital for other business ventures.
  • Competitive Rates: Take advantage of our competitive rates designed to support business growth.
  • Vehicle Types: Finance a diverse range of vehicles, including commercial vans, salon cars, trucks, and specialised equipment.

How Does the Hire Purchase Process Work?

Hire purchase, simplified.

Here’s how our process works:

  1. Application: Submit your application online here.
  2. Approval: Receive a fast decision on your loan application.
  3. Down Payment: Make the agreed-upon down payment.
  4. Monthly Payments: Enjoy your new vehicle while making manageable monthly payments.

Why Us?

Shop for your next car purchase with the assurance of a pre-approved loan amount that you’re eligible for.

Flexible Solutions

Tenure Up to 10 Years

Instant Pre-approved Car Loan

Easy Application via MyInfo

Expert Guidance

Convenient Giro Payments

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Drive Your Dream Car or Expand Your Fleet Today

Let's get you on the road.

We're more than just a financial institution; we're your partner in success. Our hire purchase car loans are designed to help you achieve your goals, whether it's hitting the open road in your dream car or expanding your business operations with a new fleet.

Beyond car loans, we also offer financing solutions, including business mortgage loans and SME working capital loans.

Ready to take the next step? Contact us today to explore your options and discover how we can help you achieve your ambitions.

Check For Your Eligible Loan Amount Instantly

The Pre-approved Loan allows individuals and businesses to quickly determine their maximum loan amount and estimated monthly instalments. This empowers you to make informed decisions and shop for your vehicle with confidence.

Find out how much you can borrow in just 3 simple steps!

Visit Application Page


Apply with MyInfo

Receive an Email

You will receive an email notifying you of the maximum loan amount and estimated monthly instalments.

Discover AutoMate: The Ultimate App for Auto Dealers

AutoMate is a one-stop online platform designed to help automotive dealers simplify their daily processes, such as applying for car loans with multiple financial institutions, applying for car insurance and floor stock financing, as well as selling and bidding for inventory with the Auctions feature.

What we offer

We have in place structures on how to strategise for your businesses' protection and preservation in the current age of technology and sustainability.

10-year Loan Tenure
Pre-approved Car Loans Available
Easy Application via MyInfo
Interest Rate
Receive Approved Loan Amount within 5 mins
Convenient Giro Payments

What we offer

10-year loan tenure

Interest Rate

Pre-approved Car Loans Available

Receive Approved Loan Amount within 5 mins

Easy Application via MyInfo

Convenient Giro Payments

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Pilon

Learn how Pilon Plus - a cloud-based app - can help your business access reverse supply chain financing to provide significant and strategic cashflow for you.

Frequently Asked Questions About Hire Purchase Car Loans

What is Hire Purchase?

Hire Purchase is a loan to finance purchases of new or used cars. Buyers usually pay a deposit and the remaining value in monthly installments.

What are the eligibility criteria for hire purchase?

Common requirements include being over 18 years old and having a satisfactory credit history and credit score. Contact us to discuss your specific circumstances, and we'll be happy to outline the exact requirements.

How is this different from floor stock financing?

Floor stock financing is designed to help car dealers with short-term inventory of vehicle stocks, whereas hire purchase is designed to help businesses and individuals with loans purchase commercial or passenger vehicles that can range from one vehicle to a fleet.

How does a hire purchase car loan work?

With a hire purchase car loan, you make a down payment on the vehicle and then make fixed monthly payments over a set period. Once you've made all the payments, you'll own the vehicle outright.

What is the interest rate for hire purchase loans?

We offer competitive interest rates on our hire purchase car loans. The exact rate will depend on factors, such as the loan amount, loan tenure, and your credit profile. Contact us today for a personalised quote.

Will I own the car once I’ve paid off the loan?

Yes, once you've made all the required payments under the hire purchase agreement, you’ll own the vehicle outright.

Talk To Us

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