Polaris

The Financial Launchpad for Businesses of Tomorrow

The increasing availability of high-speed internet and mobile devices, with the technological advances in cloud computing, big data and artificial intelligence, has driven the rapid rise of the digital economy - resulting in the trend of new business models and profiles.

These online businesses may not have the necessary business data or physical assets required for traditional financing, and this is where Polaris steps in to provide the alternative financing options with the availability of alternative data.

Our Partners

Venture Builds

POLARIS

Financial Launchpad for Businesses of Tomorrow

The increasing availability of high-speed internet and mobile devices, with the technological advances in cloud computing, big data and artificial intelligence has driven the rapid rise of the digital economy - resulting in the trend of new business models and profiles.

These online businesses may not have the necessary business data or physical assets required for traditional financing, and this is where Polaris by Goldbell Financial Services steps in to provide the alternative financing options with the availability of alternative data.

Our Partners

“Our most recent experience with GB Helios (previously known as GBFS) was amazing. From start to finish, they were swift, responsive, and very pleasant to work with. The application process was seamless and straightforward, and the team was always available to answer any questions. They made sure that we got the best possible terms and tailored a financial solution to fit our needs. What impressed us the most was their quick turnaround time. They were able to process my application and get me the funds I needed within a very short period of time, which was incredibly helpful. Overall, we highly recommend GB Helios to any F&B owners/operators who need short-term financial assistance in the current climate. Their professionalism, expertise, and customer commitment are commendable.”

F&B Operator

Position, Company name

"GBFS was accommodating to provide MoneySmart with a flexible solution for our unique situation. They made certain that our concerns were taken care of in a professional and orderly manner."

Vinod Nair

CEO, Moneysmart

Our 3-Phase Roadmap

Phase 01

Finance

Provide the right type of financing for your business.

Revenue-Based Financing

Venture Debt

Unsecured Term Loans

Digital Supply Chain Financing

Earned Wage Access

Phase 02

Co-Create

Co-create new financial structures/products to enhance value proposition.

Embedded Financing

Strategic Debt Partnership

Phase 03

Scale

Unlock new business models and value pools. Accelerate growth through Goldbell network proposition.

Goldbell Ecosystem

Business Partners

VC Network

Investors / Funders

Regional Expansion

Alternative Financing Solutions

KRONOS:
Digital Supply Chain Financing

Putting the power of early invoice payments in suppliers’ hands, with unprecedented ease.

KRONOS is a revolutionary online factoring platform for suppliers to take control of their cash flow, on their own terms. Bid farewell to uncertainties and stresses of delayed payments - now you can have a predictable cash flow to tap on business opportunities and fuel your operations.

Revenue-based Financing

Revenue-based Financing (RBF) is an alternative financing option for businesses to access capital without taking on debt or giving up ownership equity by sharing a percentage of its future revenue with the financing provider for an agreed period.

The financing amount through Revenue-based Financing is determined by the business’s current and projected revenue.

No Equity Dilution

Businesses can access capital without giving up ownership equity, which means that existing shareholders can maintain control of the company.

Collateral Not Required

Businesses that do not have any collateral or receivables are typically unable to access loan facilities. RBF allows these businesses to pledge their future revenue in exchange for loan facilities.

Speed & Flexibility

RBF financers use alternative data to assess your loan application and often have a simpler and faster application process.

Fast Approval

Approval can be obtained within 1 working day

Minimum Docs

Minimum documents are required for RBF. You will just need to submit your Credit Bureau Report and NRIC.

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Venture Debt

Polaris supports young companies that are focused on growth with additional runway to hit milestones, to bridge the gap between funding rounds, or to finance strategic initiatives such as acquisitions or expansion into new markets.

The financing amount through Revenue-based Financing is determined by the business’s current and projected revenue.

Flexible Financing Solutions

Whether you're looking for short-term or long-term financing, we can structure a financing package that works for you and meets your unique requirements. With GB Helios's flexible financing solutions, you can access the funds you need to grow your business on your terms.

Tailored for Young Companies / Start-Ups

GB Helios's financing solutions are tailored to meet the specific needs of startups and young businesses that are looking for flexible funding options to support their growth plans.

Embedded Financing

Through Embedded Financing, we will champion growth together with your business to increase customer loyalty and revenue. Together, we will offer a one-stop service to your customers via a seamless integration of our financial solutions on your platform.

The financing amount through Revenue-based Financing is determined by the business’s current and projected revenue.

One-Stop Solution

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Increase Customer Loyalty

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Increase Business Revenue

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Revenue-based Financing

Revenue-based Financing (RBF) is an alternative financing option for businesses to access capital without taking on debt or giving up ownership equity, by sharing a percentage of its future revenue with the financing provider for an agreed period of time.

The financing amount through Revenue-based Financing is determined by the business’s current and projected revenue.

No Equity Dilution

Businesses are able to access capital without giving up ownership equity, which means that existing shareholders can maintain control of the company.

Collateral Not Required

Businesses that do not have any collaterals or receivables are typically unable to gain access to loan facilities. RBF allows these businesses to pledge their future revenue in exchange for loan facilities.

Speed & Flexibility

RBF financers use alternative data to assess your loan application, and often have a simpler and faster application process.

Fast Approval

Approval can be obtained within 1 working day

Minimum Docs

Minimum documents are required for RBF. You will just need to submit your Credit Bureau Report and NRIC.

Our Solutions

Embedded Financing

Through Embedded Financing, we will champion growth together with your business to increase customer loyalty and revenue. Together, we will offer a one-stop service to your customers via a seamless integration of our financial solutions on your platform.

One-stop Solution

Provides a convenient and streamlined approach to managing your financial needs.

Increase Customer Loyalty

Providing excellent customer service, building strong relationships, offering incentives, creating a positive brand image, providing high-quality products and services, and listening to customer feedback.

Increase Business Revenue

By implementing these strategies, businesses can increase revenue and achieve long-term growth and success.

Our Solutions

Venture Debt

Polaris supports young companies that are focused on growth with additional runway to hit milestones, to bridge the gap between funding rounds, or to finance strategic initiatives such as acquisitions or expansion into new markets.

Flexible financing solutions

By providing flexibility in repayment schedules, interest rates, and other terms and conditions, these solutions can help borrowers manage their finances effectively and achieve their business goals.

Tailored for young companies / start-ups

Benefit from mentorship programs, networking opportunities, and other resources that can help them grow and succeed.

Typical Industries of Polaris Clients

We believe that obtaining financing shouldn't be a complicated or time-consuming process, and we're committed to streamlining the process for our clients.

E-commerce

Start-ups

Small Businesses

Fintech

E-sports

Healthcare

Real Estate

Fitness

Gig Economy

Online Businesses

F&B

Retailers

Talk To Us

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